Wealth and Money - Revision history

Orcephrye at 00:36, 3 April 2019

2019-04-03T00:36:24Z

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			<div class="toclimit-1"><div style="float:right; margin-left: 20px">__TOC__</div></div>
	Money use to be such a simple thing. People use to trade items for other items that they needed. And in order to help facilitate that currency was created. Now with gold/silver stamped coins people could trade items for value without having to receive something they didn't find as valuable. Our wealth was dependent on how many coins you had. To help insure your money banks where formed. They kept your coins safe while also allowing people to buy things with money they didn't have. They just needed to go into debt with the banks.		Money use to be such a simple thing. People use to trade items for other items that they needed. And in order to help facilitate that currency was created. Now with gold/silver stamped coins people could trade items for value without having to receive something they didn't find as valuable. Our wealth was dependent on how many coins you had. To help insure your money banks where formed. They kept your coins safe while also allowing people to buy things with money they didn't have. They just needed to go into debt with the banks.

Orcephrye at 05:22, 13 April 2016

2016-04-13T05:22:12Z

← Older revision		Revision as of 05:22, 13 April 2016
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	Some player's may only need to review the Basic Rules. Advanced Rules are only there for more complicated purchases if the GM and/or Characters wish to roll play buying equipment such as ships that may cost vastly more then what they have on hand through a Loan. As well as how additional sources of income come into play.		Some player's may only need to review the Basic Rules. Advanced Rules are only there for more complicated purchases if the GM and/or Characters wish to roll play buying equipment such as ships that may cost vastly more then what they have on hand through a Loan. As well as how additional sources of income come into play.

			== Character Sheet ==

			;Ability Affinity
			:The Credit Score is a skill bonus to any Profession skill. The Profession skill is used to determine the character's starting money and there Budget during game play. More rules on the wealth system can be found here

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			Editing Character Sheet: This is located on the second page at the very bottom left corner.
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	== Basic Rules ==		== Basic Rules ==

99.91.0.249: /* Procure Difficulty */

2015-12-26T03:34:49Z

Procure Difficulty

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	! Explanation		! Explanation
	\|-		\|-
	\| Level 0 \|\| $0 \|\| In most cases the item will be common and can be found with little difficulty <br/>in stores as long as its in the same tech level.		\| Level 0 \|\| %0 \|\| In most cases the item will be common and can be found with little difficulty <br/>in stores as long as its in the same tech level.
	\|-		\|-
	\| Level 1 \|\| ~~$100~~ \|\| The item is not common however usually not illegal. Larger stores and cites, <br/>popular places of trade or places that specialize in having it.		\| Level 1 \|\| %10 \|\| The item is not common however usually not illegal. Larger stores and cites, <br/>popular places of trade or places that specialize in having it.
	\|-		\|-
	\| Level 2 \|\| ~~$250~~ \|\| The characters will likely have to work to find the item. Sometimes it can be <br/>illegal. You will have to go to places known to have it. It will be rare to see <br/>it anywhere else.		\| Level 2 \|\| %20 \|\| The characters will likely have to work to find the item. Sometimes it can be <br/>illegal. You will have to go to places known to have it. It will be rare to see <br/>it anywhere else.
	\|-		\|-
	\| Level 3 \|\| ~~$500~~ \|\| Almost always illegal or simply extremely rare and probably unknown to the <br/>average person unless the character is familiar with the items field.		\| Level 3 \|\| %50 \|\| Almost always illegal or simply extremely rare and probably unknown to the <br/>average person unless the character is familiar with the items field.
	\|-		\|-
	\| Level 4 \|\| ~~$1000~~ \|\| Probably illegal. Highly unlikely to be found anywhere except in hidden markets <br/>or extremely expensive public ones.		\| Level 4 \|\| X2 \|\| Probably illegal. Highly unlikely to be found anywhere except in hidden markets <br/>or extremely expensive public ones.
	\|-		\|-
	\| Level 5 \|\| ~~$2500~~ \|\| Usually not for sale precious items. Or extremely illegal or both. If its not <br/>highly illegal then it is a niche item that few people would ever know about.		\| Level 5 \|\| X3 \|\| Usually not for sale precious items. Or extremely illegal or both. If its not <br/>highly illegal then it is a niche item that few people would ever know about.
	\|}		\|}
	This is mainly a tool for the GM to help in deciding how easy it is for players to procure weapons. Many factors can come into play and effect this. Here are some basic rules to help avoid arguments over wither not a shop keeper or gun store would have the item in question. To the right is a table explaining in a rough summary what each level can mean. The levels or more like a guideline or a scale to be able to easily communicate the difficultly of procuring any item in the game to other players.		This is mainly a tool for the GM to help in deciding how easy it is for players to procure weapons. Many factors can come into play and effect this. Here are some basic rules to help avoid arguments over wither not a shop keeper or gun store would have the item in question. To the right is a table explaining in a rough summary what each level can mean. The levels or more like a guideline or a scale to be able to easily communicate the difficultly of procuring any item in the game to other players.

70.125.142.17: /* Buying Stuff */

2015-08-17T01:46:29Z

Buying Stuff

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	== Buying Stuff ==		== Buying Stuff ==

	Most items have a set price based on Credits. Such as [[General_Equipment#Computers_and_Consumer_Electronics\|Neural Computer Link]] for $2500 credits. The Character can see how much credits he or she has on hand. This is Credits + the Character Budget (Budget is provided by the Credit Score which in turn is provided by Character's Profession) if they have any. If the Character has enough Credits they subtract that amount from there wealth and get the item.		Most items have a set price based on Credits. Such as [[General_Equipment#Computers_and_Consumer_Electronics\|Neural Computer Link]] for $2500 credits. The Character can see how much credits he or she has on hand. This is Credits + the Character Budget (Budget is provided by the Credit Score which in turn is provided by Character's Profession) if they have any. If the Character has enough Credits they subtract that amount from there wealth and get the item. Budget is considered part of the advanced rules and not necessary to know. To learn more about it go to the Budget section below.

	Budget is a static number linked to the Player's Credit Score. The Budget is like a bucket that gets refilled every month of game play. But the bucket itself is the same size. This bucket only exists and only gets refilled if the Character has a job and is active in it during game play. For example the Character may be a Bounty Hunter that works for a corporation. The ~~story involves chasing certain people down. So he~~ is ~~effectively still on~~ the ~~clock. However another member~~ of ~~the group may be a doctor playing a Xenophile and chasing a person down is not part of there job. So the Xenophile doesn't have a Budget~~.		The primary thing is simply the amount of credits. If a character has $10,000 credits then they can buy $10,000 worth of something.

	~~Playing~~ a character ~~that is still active in a job of some kind will require extra roll playing and thus is more of an advanced topic. Your character may not need to worry about anything but what credits he or she~~ has ~~on hand. And may only get~~ credits ~~from adventure to adventure~~.

	=== Procure Difficulty ===		=== Procure Difficulty ===

70.125.142.17: /* Advanced Rules */

2015-08-17T01:44:53Z

Advanced Rules

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	== Advanced Rules ==		== Advanced Rules ==

			=== Budget ===

			Budget is a static number linked to the Player's Credit Score. The Budget is like a bucket that gets refilled every month for the Character. But the bucket itself is the same size. This bucket only exists and only gets refilled if the Character has a job and is active in it during game play. For example the Character may be a Bounty Hunter that works for a corporation. The story involves chasing certain people down. So he is effectively still on the clock. However another member of the group may be a doctor playing a Xenophile and chasing a person down is not part of there job. So the Xenophile doesn't have a Budget.

			Playing a character that is still active in a job of some kind will require extra roll playing and thus is more of an advanced topic. Your character may not need to worry about anything but what credits he or she has on hand. And may only get credits from adventure to adventure.

	=== Saving ===		=== Saving ===

70.125.142.17: /* Buying Stuff */

2015-08-17T01:11:01Z

Buying Stuff

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	Most items have a set price based on Credits. Such as [[General_Equipment#Computers_and_Consumer_Electronics\|Neural Computer Link]] for $2500 credits. The Character can see how much credits he or she has on hand. This is Credits + the Character Budget (Budget is provided by the Credit Score which in turn is provided by Character's Profession) if they have any. If the Character has enough Credits they subtract that amount from there wealth and get the item.		Most items have a set price based on Credits. Such as [[General_Equipment#Computers_and_Consumer_Electronics\|Neural Computer Link]] for $2500 credits. The Character can see how much credits he or she has on hand. This is Credits + the Character Budget (Budget is provided by the Credit Score which in turn is provided by Character's Profession) if they have any. If the Character has enough Credits they subtract that amount from there wealth and get the item.

	Budget is a static number linked to the Player's Credit Score. The Budget is like a bucket that gets refilled every month of game play. But the bucket itself is the same size.		Budget is a static number linked to the Player's Credit Score. The Budget is like a bucket that gets refilled every month of game play. But the bucket itself is the same size. This bucket only exists and only gets refilled if the Character has a job and is active in it during game play. For example the Character may be a Bounty Hunter that works for a corporation. The story involves chasing certain people down. So he is effectively still on the clock. However another member of the group may be a doctor playing a Xenophile and chasing a person down is not part of there job. So the Xenophile doesn't have a Budget.

			Playing a character that is still active in a job of some kind will require extra roll playing and thus is more of an advanced topic. Your character may not need to worry about anything but what credits he or she has on hand. And may only get credits from adventure to adventure.

	=== Procure Difficulty ===		=== Procure Difficulty ===

70.125.142.17: /* Basic Rules */

2015-08-17T01:05:41Z

Basic Rules

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	Below the Basic Section is the 'Buying Stuff' section which has the [[Wealth_and_Money#Procure_Difficulty\|Procure Difficulty]] rules. This is just a set of rules for making an item more expensive or difficult to acquire to represent that it may be rare or illegal.		Below the Basic Section is the 'Buying Stuff' section which has the [[Wealth_and_Money#Procure_Difficulty\|Procure Difficulty]] rules. This is just a set of rules for making an item more expensive or difficult to acquire to represent that it may be rare or illegal.

	Below that is the last section the [[Wealth_and_Money#Advanced_Rules\|Advance Rules]] section. This has more in depth explanation of the credit score and Loaning Power as well as additional sources of income and how they factor into game play. Credit Score determines a Character's Budget as well as determines the 'loaning power' the Character has. Credit Score/Loaning Power is not necessary to know about unless the Character intends to roll play buying extremely expensive items. The GM may not have an adventure in mind that even deals with players ~~needed~~ to know the Advance Rules for buying. You can also choose to save your income and add it to your available Credits with a DC check of 1d20 + Wisdom Modifier and your score will depend upon the amount saved. Review the [[Wealth_and_Money#Saving\|Saving]] section for more information.		Below that is the last section the [[Wealth_and_Money#Advanced_Rules\|Advance Rules]] section. This has more in depth explanation of the credit score and Loaning Power as well as additional sources of income and how they factor into game play. Credit Score determines a Character's Budget as well as determines the 'loaning power' the Character has. Credit Score/Loaning Power is not necessary to know about unless the Character intends to roll play buying extremely expensive items. The GM may not have an adventure in mind that even deals with players needing to know the Advance Rules for buying.

	=== Inter-Stellar Credits (ISC) ===		=== Inter-Stellar Credits (ISC) ===

70.125.142.17: /* Basic Rules */

2015-08-17T01:04:00Z

Basic Rules

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	Editing Character Sheet: Credits show how much money a Character has on them. There wealth is shown on the second page of the Character sheet near the bottom underneath the items section. This section has ~~Three sections~~: Credit Score/Budget/Credits Credit Score rules are explained below along with Budget (which is determined by Credit Score) ~~and~~ Credits is simply the amount of wealth. Credits is the most important part. Many Characters will likely not have a Credit Score or Budget and thus not need to understand those rules.		Editing Character Sheet: Credits show how much money a Character has on them. There wealth is shown on the second page of the Character sheet near the bottom underneath the items section. This section has three parts: (Credit Score/Budget/Credits) Credit Score rules are explained below along with Budget (which is determined by Credit Score). Credits is simply the amount of wealth a Character has. Credits is the most important part. Many Characters will likely not have a Credit Score or Budget and thus not need to understand those rules.
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70.125.142.17: /* Basic Rules */

2015-08-17T01:02:51Z

Basic Rules

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	All things revolve around the ISC otherwise known as Credits. Characters gain credits through there [[Professions\|Profession]] as well as adventuring. Character Budgets show how much money a Character gets just from there Profession that they can spend in a 1 month time frame. Credits ~~are~~ how much money a Character has on them ~~at any one time~~. ~~You can learn about these in~~ the ~~Basic Section~~.		All things revolve around the ISC otherwise known as Credits. Credits is the official Currency used galaxy wide and Character's will use them to buy items while adventuring. Characters gain credits through there [[Professions\|Profession]] as well as adventuring. Character Budgets show how much money a Character gets just from there Profession that they can spend in a 1 month time frame. You can learn about these in the Basic Section.

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			Editing Character Sheet: Credits show how much money a Character has on them. There wealth is shown on the second page of the Character sheet near the bottom underneath the items section. This section has Three sections: Credit Score/Budget/Credits Credit Score rules are explained below along with Budget (which is determined by Credit Score) and Credits is simply the amount of wealth. Credits is the most important part. Many Characters will likely not have a Credit Score or Budget and thus not need to understand those rules.
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	Below the Basic Section is the 'Buying Stuff' section which has the [[Wealth_and_Money#Procure_Difficulty\|Procure Difficulty]] rules. This is just a set of rules for making an item more expensive or difficult to acquire to represent that it may be rare or illegal.		Below the Basic Section is the 'Buying Stuff' section which has the [[Wealth_and_Money#Procure_Difficulty\|Procure Difficulty]] rules. This is just a set of rules for making an item more expensive or difficult to acquire to represent that it may be rare or illegal.

70.125.142.17: /* Inter-Stellar Credits (ISC) */

2015-08-17T00:55:16Z

Inter-Stellar Credits (ISC)

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	=== Inter-Stellar Credits (ISC) ===		=== Inter-Stellar Credits (ISC) ===

	One of the biggest things the [[Species\|Jove]] brought too the Milky Way was a way to be an intermediate for trade. No longer did alien Civilizations trade ~~using the ancient trading system~~ but instead use modern concept of money and credit. The Jove setup a banking system connecting across the galaxy using state-of-the-art quantum entanglement communication systems. The Interstellar ~~ledger~~ of Wealth is the foundation of the bank. An advance public ledger that uses powerful encryption systems monitored by all who wish to participate. There is no exclusive member within the bank making the public accountable for themselves. Almost all civilizations recognized ISC or just Credits for short as a valid form of currency. Some governments even have converted there currency over too ISC/Credits.		One of the biggest things the [[Species\|Jove]] brought too the Milky Way was a way to be an intermediate for trade. No longer did alien Civilizations exchange resources using rare materiel trade but instead use modern concept of money and credit. The Jove setup a banking system connecting across the galaxy using state-of-the-art quantum entanglement communication systems. The Interstellar Ledger of Wealth is the foundation of the bank. An advance public ledger that uses powerful encryption systems monitored by all who wish to participate. There is no exclusive member within the bank making the public accountable for themselves. Almost all civilizations recognized ISC (or just Credits for short) as a valid form of currency. Some governments even have converted there currency over too ISC/Credits.

	A Character within the Future Path world can buy almost anything with Credits. There is only one type of Credits and its value is considered the same across the Galaxy. There are other currencies that are local too a ~~government or empire~~. Sometimes that currency is recognized by neighboring Civilizations. However the details of other currencies and there ~~wealth~~ should be up to the GM and the story that is being told. As for most Character's traveling around the Ring of Life within the Milky Way Credits is all that is needed.		A Character within the Future Path world can buy almost anything with Credits. There is only one type of Credits and its value is considered the same across the Galaxy. There are other currencies that are local too a Civilization. Sometimes that currency is recognized by neighboring Civilizations. However the details of other currencies and there worth should be up to the GM and the story that is being told. As for most Character's traveling around the Ring of Life within the Milky Way Credits is all that is needed.

	Starting wealth, the amount of Credits and Credit Score (See section below as well as table to the right) can be determined by a Character's starting Profession. Find out more about professions [[Professions\|here]].		Starting wealth, the amount of Credits and Credit Score (See section below as well as table to the right) can be determined by a Character's starting Profession. Find out more about professions [[Professions\|here]].

	Below is rules on the Credit Score of a Character. This can determine how ~~much~~ Credits the Character earns every month at his or her's job. If your Character doesn't have a job or during adventuring they are unable to preform the Job then Credit score is not necessary.		Below is rules on the Credit Score of a Character. This can determine how many Credits the Character earns every month at his or her's job. (Which is the Character's Budget) If your Character doesn't have a job or during adventuring they are unable to preform the Job then Credit score is not necessary.

	=== Credit ===		=== Credit ===